Owning and using virtual assets involves significant risk. Prices for virtual assets fluctuate significantly. Due to such price fluctuations, you can increase or decrease the value of your virtual assets at any time. Any currency - virtual or not - can fluctuate greatly in value and even depreciate. There is an inherent risk that losses will result from buying, selling or trading anything in the market. Unlike most currencies, which are backed by governments or other entities, or by commodities like gold or silver, a virtual asset is backed by technology and trust. There is no central bank that can take corrective action to protect their value or release more virtual assets. Globopay users are expected to understand these risks. In addition, there may be other risks that are not covered or specified in our Terms of Service. You must carefully assess whether your financial position and risk tolerance are suitable for buying, selling, trading virtual assets, and using them in transferring to various projects.